Ripplepay.com is a payment system where you can be your own banker. Connect to your friends, family, and associates and your credit with them becomes a fully-functional currency
Pro-s
- There is much effort in Ripplepay.
- many thinkers, from the upper 100 ppm of society (when it comes to understanding money)
- They are identifying target groups.
- Some proposed representation : Nice visualization!
- this formalism of depicting various financial relationships is nice.
Con-s
- risks in ripple grow when a person establishes many connections, instead of (risk) decaying. So it's nowhere as capable as the epointsystem.org issuer on an individual level.
- It would be nice to explain this to them (and it's utmost importance)
- On group level ripplepay could work (if balance between groups gets published to some precision, maybe not to cent level, but with sufficient but limited noise for anonimity), but I see no advantage compared to EpointSystem issuer+ DigitalMarket
